FSA Eligible Expenses

FSA Eligible Expenses – Services

• Acupuncture

• Alcoholism and Drug Addiction treatment

• Ambulance services

• Annual physical examination

• Body scan (electronic)

• Chiropractor

• Dental treatments (most)

• Disabled dependent expenses for medical care

• Eye exams

• Eye surgery

• Fertility treatments

• Home for the Intellectually and Developmentally Disabled

• Hospital services (including meals and lodging)

• Laboratory fees (associated with medical care)

• Lead-based paint removal

• Long-term care and services for chronically ill individual

• Nursing home and services

• Organ transplants

• Psychiatric care

• Psychoanalysis

• Psychologist

• Special education

• Therapy

• Transportation expenses for medical treatments and services

• Weight loss program (requires physician’s diagnosis)

• X-ray

FSA Eligible Expenses – Products

• Artificial teeth

• Bandages

• Birth control and contraceptive devices

• Braille reading material

• Breast feeding supplies/lactation expenses

• Capital expenses (home improvements that accommodate a disabled person)

• Communication equipment for the deaf or speech impaired

• Contact lenses and eyeglasses

• Co-pays, co-insurance, and deductibles

• Crutches (purchased or rented)

• Diagnostic devices (blood sugar monitors, blood pressure monitors, etc)

• Guide dog or other service animals

• Hearing aid expenses (batteries, repairs, and maintenance)

• Medical Conference expenses (if related to personal chronic illness)

• Medicare B and D premiums

• Oxygen and oxygen equipment

• Pregnancy test kits

• Prescription drugs and medicine (excluding insulin)

• Prosthesis (including artificial limbs and breast reconstruction surgery)

• Smoking cessation (OTC medicines and treatment plans)

• Wigs (for hair loss due to disease or medical treatment)

• Vehicular expenses (for operational and design costs that accommodate a disabled person)

• Wheelchairs

FSA Eligible Expenses – Services

• Babysitting, child care or nursing for healthy baby

• Controlled substances (Illegal under federal law, such as marijuana, laetrile, etc)

• Cosmetic surgery not related to a deformity or illness (i.e., facelift, liposuction, etc)

• Dancing lessons

• Diaper services (unless related to effects of disease)

• Electrolysis

• Funeral expenses

• Future medical care

• Hair transplant or removal

• Health club dues

• Household help

• Illegal operations and treatments

• Insurance premiums

• Maternity clothes

• Medicines and pharmaceuticals from another country

• Nonprescription drugs and medicine

• Nutritional supplements

• Swimming lessons

• Teeth whitening

• Veterinary fees (unless for service animal)

FSA Eligible Expenses Require IRS Approval

It’s important to remember that qualified expenses must be approved by the IRS. According to IRS Publication 502: